Call us: 1-877-433-0963
Debt Management Program

Reduce interest rates, eliminate fees and consolidate your debts into one affordable payment.

Student Loan

Arrange an affordable student loan repayment agreement for federal, provincial and private loans.

Lump Sum

Save 75% on your debts with lump sum settlements. Let us negotiate with your creditors!


Use your home equity to pay off debts! Live Debt Free Now offers first and second mortgages, along with home equity

Are you drowning in debt?

Are you drowning in debt? Is the money that you don’t have all that is on your mind? This is an unhealthy was of going about your daily life.

Let Ontario Debt Settlement be your savior and offer you a solution to your debt problems! We are here to provide debt relief in Ontario.


How do you know if ON Debt Settlement is right option for you?

You could be paying off your debt for less than what you owe currently. We do this by negotiating with creditors to lower your interest rates, eliminate fees and penalties; leaving you with a lower payment. We live in a world where a lot of people refer to themselves or others as ‘in debt’. However, what does this mean? And how do you know if you are in trouble financially?

Debt Counseling Program

A clear bulk of people owe something to someone. Whether it be: auto loans, credit card debt, mortgage debt, medical debt, student loans, and personal loans are some of the most common types of debt that most people find themselves owing. It is true that a large percentage of people have debts to repay, however, the phrase ‘in debt’ seems to be reserved for people who owe too much. Many experts believe that you are in, or are headed for, financial trouble when too much of your paycheck (36%) is being allocated toward debt payments. If this sounds like you, this is the place for you. Here at Ontario Debt Settlement, we are here to offer you solutions to give you full debt relief. Our professional and personable consultants will sit with you help reduce the amount of debt owed whenever possible and get out of debt and stay out of debt!

Our Services

  • Here at Ontario Debt Settlement we understand that during the process of recovering out of debt, you may be ta

  • Here at Ontario Debt Settlement we ensure each one of our clients that they will leave our office feeling fina

  • Here at Ontario Debt Settlement we know that those phone calls from creditors can be extremely frustrating and

  • We aim to get you debt relief through our debt and money management programs. Everyone deserves debt forgivene

  • Like mentioned above, learning to budget leads to a lot of other great financial benefits, one being a higher

  • Live Debt Free Now can arrange debt management payment plans based on a Financial Capacity Assessment. Savings

  • A number of our programs stop wage assignments and garnishments through "a stay of proceedings"

  • We can set up affordable student loan repayment plans for Provincial, Federal and Private programs.




8171 Yonge Street Suite 321, Thornhill ON, L3T2C6

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